Broker Check

Our experienced team is here to offer you ongoing guidance and planning.

About Advanced Time Segmentation

A Unique Investment Strategy Designed Around Your Timeline

The ATS investment strategy is designed to help you to maintain your lifestyle, keep pace with inflation, and maximize growth for future income. It’s a unique approach that provides a structured yet flexible investment strategy, where every dollar is efficiently utilized for immediate needs, future security, and long-term growth.

The Investment Timeline

Under the ATS model, investments are made that can cover you for immediate needs, mid-term stability, and long-term growth, ensuring a well-rounded financial strategy tailored to each phase of your life. 

Money for Now

Money for the Future

Preservation of Wealth

<strong>A Robust Investment Structure That Provides Stability</strong>

A Robust Investment Structure That Provides Stability

The ATS approach helps to provide financial stability through time-segmented investments, risk management, inflation protection, adaptability, diversification, and a long-term strategic focus.

This comprehensive approach covers every aspect, from immediate needs to future planning, ensuring adaptability to your evolving financial requirements and changing market conditions.

<strong>How ATS is Used</strong>

How ATS is Used

The Advanced Time Segmentation (ATS) strategy divides your investments into three buckets: short-term for immediate income, mid-term for medium-term needs balancing risk and growth, and long-term for future growth and legacy planning.

This approach helps to ensure a structured, adaptable income stream throughout different stages of retirement

For use with financial professionals only. About Cetera Financial Group: “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms are members FINRA / SIPC. Located at 655 W. Broadway, 11th Floor, San Diego, CA 92101.